Your finances,
beautifully intelligent.
Track spending, predict expenses, and reach your goals — all powered by on-device AI that keeps your data 100% private. No ads. No cloud. Just you and your money.
March 2026
$12,458.90
March 2026
Everything you need.
Nothing you don't.
Powerful tools wrapped in a beautiful interface that actually makes you want to manage your money.
AI Auto-categorize
Type a description and watch the AI instantly suggest the perfect category. It learns from your habits and gets smarter over time.
Smart Budgets
Set budgets by category and get alerted at 80% and 100%. Never overspend on autopilot again.
Recurring Transactions
Set it once, forget it forever. Netflix, rent, salary — automatically tracked every month without lifting a finger.
100% Private
All data stays on your device. No cloud. No servers. No one sees your finances but you. Protected by PIN and biometrics.
9+ Stunning Themes
From aurora dark to Christmas magic. Every theme transforms the entire app with unique colors, effects, and atmosphere. More coming regularly.
Home Screen Widget
See your balance and monthly summary without opening the app. Quick-add buttons let you log transactions in seconds.
Intelligence that lives
on your device.
Four AI engines running entirely offline. No data leaves your phone. No API costs. No compromises.
Smart category suggestions
Three-layer engine: your history first, then keyword matching, then fuzzy search. Learns your patterns and adapts to your life.
Monthly intelligence reports
Top spending categories, savings rate trends, spending patterns by day of week, and actionable insights — all generated automatically.
Know before you spend
Weighted average predictions tell you where you're heading. Pace analysis shows if you're on track or overspending mid-month.
Unusual spending alerts
Statistical analysis flags transactions that don't fit your patterns. Get notified about unusual expenses before they become habits.
9+ ways to make it yours.
Every theme transforms the entire experience — colors, effects, and atmosphere. One free theme rotates monthly. More themes coming soon.
Swipe to explore all themes →
Start free.
Go premium when you're ready.
7-day free trial on all premium plans. No credit card required to start.
- Unlimited budgets & goals
- All 9 premium themes
- AI insights & predictions
- Home screen widget
- PDF export reports
- Everything in Monthly
- Save 50% vs monthly
- AI insights & predictions
- Advanced notifications
- Priority support
- Everything, forever
- All future features
- No recurring charges
- Priority support
- Support indie dev
Ready to take control
of your finances?
Download Monisy free. No account needed. No data collected.