Now with AI-powered insights

Your finances,
beautifully intelligent.

Track spending, predict expenses, and reach your goals, all powered by on-device AI that keeps your data 100% private. No ads. No cloud. Just you and your money.

Available on the App Store
GET IT ON Google Play
5.0 Rating
10+ Downloads
Monisy - Multiple account types with custom icons and colors
Monisy - Track everything at a glance with budgets, goals, and pie charts
Monisy - Smart AI auto-categorization with recurring transactions
Features

Everything you need.
Nothing you don't.

Powerful tools wrapped in a beautiful interface that actually makes you want to manage your money.

✨

AI Auto-categorize

Type a description and watch the AI instantly suggest the perfect category. It learns from your habits and gets smarter over time.

📊

Smart Budgets

Set budgets by category and get alerted at 80% and 100%. Never overspend on autopilot again.

🔄

Recurring Transactions

Set it once, forget it forever. Netflix, rent, salary: automatically tracked every month without lifting a finger.

🔒

Private by Default

All data stays on your device by default. Optional Cloud Backup (Premium) lets you securely store data in your private Google cloud. Protected by PIN and biometrics.

🎨

15 Stunning Themes

From aurora dark to Christmas magic. Every theme transforms the entire app with unique colors, effects, and atmosphere. More coming regularly.

📱

Home Screen Widget

See your balance and monthly summary without opening the app. Quick-add buttons let you log transactions in seconds.

AI Engine

Intelligence that lives
on your device.

Four AI engines running entirely offline. No data leaves your phone. No API costs. No compromises.

Auto-categorization

Smart category suggestions

Three-layer engine: your history first, then keyword matching, then fuzzy search. Learns your patterns and adapts to your life.

Financial Insights

Monthly intelligence reports

Top spending categories, savings rate trends, spending patterns by day of week, and actionable insights, all generated automatically.

Spending Prediction

Know before you spend

Weighted average predictions tell you where you're heading. Pace analysis shows if you're on track or overspending mid-month.

Anomaly Detection

Unusual spending alerts

Statistical analysis flags transactions that don't fit your patterns. Get notified about unusual expenses before they become habits.

Themes

15 ways to make it yours.

Every theme transforms the entire experience: colors, effects, and atmosphere. One free theme rotates monthly. More themes coming soon.

Dark
Light
Christmas
Valentine
Halloween
Spring
Summer
Autumn
Winter
Ocean
Neon
Sunset
Cherry Blossom
Aurora Borealis
Midnight Gold

Swipe to explore all themes →

Your data stays on your phone by default.

Monisy keeps everything local by default. Optional Cloud Backup gives you secure storage in your private Google cloud; only you can access it.

🛡
On-device AI
☁
Secure Cloud Backup
🚫
No ads ever
🔍
No tracking
Pricing

Start free.
Go premium when you're ready.

Monthly
$4.99
per month
  • Unlimited budgets & goals
  • All 15 premium themes
  • Auto Cloud Backup
  • Cloud Backup & restore
  • PDF export reports
Annual
$29.99
per year, $2.49/mo
  • Everything in Monthly
  • Save 50% vs monthly
  • Auto Cloud Backup
  • Advanced notifications
  • Priority support
Lifetime
$59.99
one-time payment
  • Everything, forever
  • All future features
  • No recurring charges
  • Priority support
  • Support indie dev
FAQ

Frequently asked questions

Everything you need to know about Monisy.

Absolutely. All your data is stored locally on your device by default. If you enable Cloud Backup (Premium), your data is encrypted in transit and stored in your private Google cloud; only you can access it. Monisy has no way to see your financial information. Your device is protected by PIN or biometric lock.

The free version includes unlimited transactions, one account, one budget, one savings goal, the Dark theme, and basic AI auto-categorization. Premium unlocks unlimited budgets and goals, all 15 themes, Cloud Backup, AI financial insights, spending predictions, anomaly detection, PDF/CSV export, home screen widget, advanced notifications, and priority support.

Yes, 100%. Monisy works entirely offline, no internet connection required. All AI features run on-device. Internet is only used for optional Cloud Backup (Premium), push notifications, and currency exchange rate updates.

When you type a description for a transaction, Monisy's three-layer AI engine analyzes it: first checking your personal history, then keyword matching, then fuzzy search. It suggests the most likely category instantly. The more you use it, the smarter it gets.

Yes! Monisy supports 35+ currencies out of the box. You can set a base currency and add as many additional currencies as you need. Each account can have its own currency, and exchange rates can be customized manually.

Your data is never deleted. If you cancel, you'll keep all your transactions and data, but premium features will be locked until you resubscribe. You can always access and export your data regardless of subscription status.

Monisy is now available on both Android and iOS! Download it free from Google Play or the App Store and start taking control of your finances today.

Yes. Monisy includes local backup/restore and Cloud Backup (Premium). With Cloud Backup, sign in with Google on your new device and restore your data instantly. You can also export and import local backup files manually.

Ready to take control
of your finances?

Download Monisy free. No account needed. Your data, your control.

Google Play App Store
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